Georgia Auto Insurance Laws.

The last thing anyone wants is to spend years arguing over a car accident claim and preparing a case, only to lose at trial. This is why most cases settle — a party can get a guaranteed payout and not have to pay an attorney to fight a risky courtroom battle.

A settlement is an informal wrapping up of a case for a mutually agreeable remedy, at which time the parties drop the pending lawsuit. In Georgia, there is not a statewide requirement for settlement conferences. However, many courts do provide optional settlement conferences or mediation before trial.

This is an impossible question, as cases vary in the number of damages. A minor ding of a parked car, for example, will settle for less than a drunk driver who kills an entire family.

In order to reach a settlement, the parties and their attorneys will consider:

• Insurance coverage (insurance companies won't pay more than policy limits)
• Car repairs
• Medical bills (past and future)
• Pain and suffering
• Lost wages from time away from work

The time limit (Statute of Limitations) for filing a car accident lawsuit in Georgia depends on the particulars of your claim: the limit is two years from the date of the car accident to file a lawsuit for personal injury and four years to file for property damage.

The limit applies even if you have pending insurance claims, so it is important to consult with an attorney early to evaluate the strength of your claim and to make sure you meet the filing deadline.

Most settlements can't be changed after the fact — they're binding and final. Avoid costly mistakes by speaking with our experienced personal injury attorney before signing anything involving your claim. We highly discourage dealing with insurance adjusters alone. They are employed to pay you the least amount for your claim. Don't go it alone — let The Taylor Law Firm help you get the compensation you deserve.